A 1% Lender Credit for Georgia Local Heroes

GeorgiaLocal HeroesServing those who serve Georgia.

Georgia's educators, firefighters, healthcare professionals and military members
1% LENDER CREDIT ★ GEORGIA HEROES ★
1%
1% Lender Credit*6 Hero ProfessionsBuying or RefinancingBased on Loan Amount
Local Heroes★Stronger Communities★Brighter Futures★1% Lender Credit Toward Closing Costs★Serving Those Who Serve Georgia★Local Heroes★Stronger Communities★Brighter Futures★1% Lender Credit Toward Closing Costs★Serving Those Who Serve Georgia★

Chapter 01 — The Offer

One percent says
thank you.

The Georgia Local Heroes Program provides eligible borrowers a 1% lender credit* toward qualifying closing costs when purchasing or refinancing a home — based on the loan amount.

It's our way of saying thank you to the individuals who make a difference in our communities every day.

Estimated Loan Amount

$400,000

$150K$850K

Your 1% Lender Credit*

$4,000

Toward qualifying closing costs. Most FHA, VA and conventional loan programs; may not be combined with other loan programs. Credit cannot exceed actual closing costs; no cash back.

Chapter 02 — Who Qualifies?

Six kinds of heroes.
One promise.

If you serve your Georgia community in one of these roles, you may qualify for the 1% lender credit* on your next purchase or refinance.

Educators
01

Educators

Healthcare Professionals
02

Healthcare Professionals

First Responders
03

First Responders

Military Members
04

Military Members

Georgia State Capitol building with its gold dome in Atlanta
05

Government Employees

Neighbors gathered at a community street festival
06

Non-Profit Employees

Chapter 03 — How It Works

Three steps to your credit.

01

Check

Submit your interest and see if you're eligible — no obligation, no commitment.

02

Connect

Sit down with Rochelle Lee, your local McDonough loan officer, and map out your purchase or refinance.

03

Close

Your 1% lender credit is applied toward qualifying closing costs at closing. Welcome home, hero.

Downtown Atlanta skyline from the Jackson Street Bridge
Atlanta Skyline
The Forsyth Park fountain in Savannah, Georgia
Forsyth Park · Savannah
Tybee Island lighthouse and keeper's house on the Georgia coast
Tybee Island Light
Providence Canyon, Georgia's Little Grand Canyon
Providence Canyon
Rochelle Lee, Loan Officer
NMLS #1623102

Chapter 04 — Your Loan Officer

Rochelle Lee

Loan Officer · McDonough, Georgia

Buying or refinancing? Rochelle helps Georgia's heroes claim every dollar they've earned — with straight answers and a process built around your schedule.

Cell404-427-0475EmailRochelleL@prmg.netWebrochellel.myprmg.net
Office115 Westridge Industrial Blvd, Suite 301, McDonough, GA 30253

Chapter 05 — Fine Print, Plainly

Questions, answered.

No. It's a lender-funded credit incentive offered at PRMG's discretion — applied directly toward your qualifying closing costs. It is not a separate loan product and there is nothing to repay.